Straight talk and smart solutions. No fancy jargon, no false promises, that’s how we turn dreams into reality with Elevant personal finance.
Bankroll your tomorrow.
Dream big and live freely.
Take the first step towards a brighter future. Discover how Elevant can help you elevate your life with financial solutions designed to support your biggest aspirations. Learn more and apply today.
Live your dreams.
Interest-free and flexibly fair finance.
Need a personal loan for a short term or longer? You could have finance sorted in less than 48 hours.
Why choose Elevant?
Interest-free loans for purchases from $2,001 – $10,000, and flexible fixed rate loans for larger purchases capped at $50,000 over longer payment terms.
Who can apply?
You can apply in store with participating businesses or online. So long as you’re an Australian citizen, permanent resident, or tax resident aged 18+ and have a reliable income, you can apply.
Our Products
Elevant Easy
Credit Limit
$2,001 – $10,000
Term
3 – 36 Months
Establishment Fees
1.3% – 1.5%
Interest Rate
0%
Monthly Account Keeping Fee
$10
Late Payment Fee
$15
Elevant Extend
Credit Limit
$5,001 – $50,000
Term
6 – 60 months
Establishment Fees
0.5% – 1.0%
Monthly Account Keeping Fee
$20
Late Payment Fee
$20
Interest Rate
16.99% – 22.99%
Comparison Rate *
21.11% – 28.39%
*The comparison rate is based on an unsecured personal loan of $25,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Elevant Easy
Elevant Extend
How much?
$2,001
How long?
3 months
Payment frequency
Fortnightly
Monthly
Estimated total loan amount payable =
Calculations are estimates only and do not include all the applicable fees and charges
Comparison rate range from
21.11% to 28.39% p.a.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Calculations are based on an example interest rate and are estimates only. The amount does not include all the applicable fees and charges. The interest rate you get may be different from the example shown above and will be based on several factors, including the information you provide meets the basic lending criteria and our credit assessment.
Principal
$0.00
+
Interest
$0.00
+
Fee
$0.00
Minimum fortnightly repayments
$0.00
Explore all categories
Education
Elevant can provide educational loans to make education more accessible and affordable.
Home Improvement
Elevant can offer financing options for renovations, repairs, and home upgrades.
Solar
Elevant can provide financing plans to make solar panel installations more affordable.
Air Conditioning & Heating
Elevant can support the purchase of air conditioning units through financing options and energy-saving incentives.
Household Appliances
Elevant can offer flexible payment plans for interest-free short-term loans for purchasing household appliances.
Household Electronics
Elevant enables the purchase of electronics through interest-free short-term loans and flexible fixed-rate loans.
Furniture
Elevant can assist in furnishing homes by providing instalment payment plans and low-interest loans.
Photography
Elevant can offer flexible payment plans and packages for services such as wedding and photography shoots.
Dental & Orthodontics
Elevant can provide payment plans and financing solutions for dental treatments and orthodontic care.
Travel
Elevant can facilitate flights and accommodation through flexible repayment options for travel loans.
Health
Elevant provides payment plans and financing solutions for treatments and healthcare across a range of categories, including IVF and Audiology services.
Veterinary
Elevant provides payment plans and financing solutions for all veterinary services.
Who can get a financial loan?
Anyone who meets the basic criteria can apply. Our loans are for helping customers get on with their life, chase those dreams, and share more of the good vibes around.
- Applications open to anyone aged 18+
- Australian citizens, permanent residents and tax residents
- Secure finances and a healthy credit report
Not a customer? Become a Merchant Account holder today.
Common FAQs
What information and documents will I need to apply for a loan?
You may be required to produce documents (such as financial statements) and other personal information to enable us to verify your identity, bank account, or other information about you when you apply for a loan.
Are credit checks part of the application process?
Yes, we will conduct a credit check as part of the application process.
Is my information safe and secure?
Yes, we comply with all industry regulations and applicable laws to ensure the protection and security of your personal information.
How do I apply for a loan?
You can apply online via our website and select your preferred loan term to view the applicable interest rate and loan repayments.
Am I eligible to apply for a loan?
Anyone who is over 18 years old, an Australian citizen, permanent resident, or tax resident, and obtains a regular income is eligible to apply for a loan. We will then review the application against our criteria to determine a final decision regarding your application.
Friendly help and support
Find answers to questions, contact us, and help get everything sorted.
Help in financial hardship
What to do when your circumstances might be changing. No judgement, just support.
Compliments and Complaints
Doing right is our priority. You can expect to be heard and addressed quickly and fairly.